What does "Legal Order Fee LTS" mean?

I have a bank account with Bank of America. Two sums of money were taken out, with the description “Legal Order Fee LTS.” One was for 100 people, while the other was for 1000 or more. I’m perplexed since I’m 19 years old and have never had a credit card or a job. Because I am a college student, why was the money taken away and what can I do about it? Any assistance is highly appreciated. Thank you very much.

11 Responses

  • It seems that Bank of America was issued with a Writ of Garnishment. Have you ever had a lawsuit filed against you? Do you have any unpaid state or federal taxes?

    Whether you haven’t already, you should get a free copy of your credit report to determine if there is anything wrong with it.

    You also have a limited time to contest the garnishment. You should immediately call the bank to receive copies of the papers linked with this action.

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  • This website may be of assistance to you.

    RE:

    What exactly does “Legal Order Fee LTS” imply?

    I have a bank account with Bank of America. Two sums of money were taken out, with the description “Legal Order Fee LTS.” One was for 100 people, while the other was for 1000 or more. I’m perplexed since I’m 19 years old and have never had a credit card or a job. Why would the… if I am a college student?

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  • As Artemis said, someone may have directed BOA to garnish your account for whatever reason. A debt collector, a creditor, a person suing you, and so forth….

    My advise is to contact BOA and inquire as to why, when, and from whom the order was issued. Once you’ve determined this, contact the firm and inquire about the issue.

    Also, if you have the time or patience…(lol), you may go to your local Civil Court and get a “Order to Show Cause” from the firm that filed the garnishment order. The Judge may place a hold on it and order the firm and BOA to restore you monies until they have evidence that you do, in fact, owe that money. However, this might be time-consuming since it takes time for them to return the money and for the Judge’s decision to be implemented. If you ever contact that firm, MAKE SURE YOU TELL THEM YOU’RE GOING TO COURT TO GET AN “ORDER TO SHOW CAUSE” (EVEN IF YOU’RE NOT).

  • I have two Bank of America accounts, checking and savings, and two sums of money were stolen out of both accounts, fully depleting both. The only thing that comes to mind is that I’ve been having issues with a garnishment ford motor credit has been doing via my employment. This bill has been paid. In 1992, I had a car seized, and when I went to court, they garnished my wages until it was paid off. Then, after a few years, they tried to garnish me again until I stopped it, claiming that it was the interest. They did this the previous two years but never went to my bank. Is there anything I can do?

  • I just received the same thing from B of A. It was for overdue taxes in my situation. But all I received were threats in the form of letters. Shouldn’t the state be required to issue a formal letter as well as a legitimate court order, to which I should be able to respond? In addition, the bank charge was $135.00. Thank you, California.

  • Sounds like garnishing a bank account .. How many time it got garnish only 1 < probably a student load unpaid since u did not have any Credit card

  • The same thing applies here. I saw a legal order for 1051.00 and 125.00 this morning. The Bank of America

  • The California Franchise Tax Board issued me an LTS for income tax on fictitious earnings. I’m retired and have resided in Nevada for the last six years. In California, I have a current Civil Engineering License. The CAFTB says that I have been slipping into California and receiving $42,000 in cash every year while failing to declare it. I can’t image employing a Professional Engineer in California who doesn’t have a large professional engineering liability coverage. They would pay with a cheque and deduct the charge from their taxes. If an error was made, it was the only way they could recover insurance money. The CAFTB is aware of this, yet they are so needy for money that they would take it from anybody. I don’t see how I can oppose them. If you sue them, they will have their computer send your attorney so many pleadings that you might spend $100,000 on legal fees and still not see a court.

 

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